The best terms
Pay less, get more
We are with you
We accompany you from start to finish
According to Islam
Purchase and sale according to the principle of Islam
Coming Soon: Our Makhachkala Branch
We are pleased to announce the upcoming opening of the Makhachkala Branch of MIRAS Finance Company.
The launch of our new branch marks another important milestone in the Company’s growth and reflects our commitment to providing high-quality financial services to clients throughout the Republic of Dagestan.
Our Makhachkala office will offer professional consultations, access to our financial products and services, and personalized support from our experienced team.
We look forward to welcoming our clients and partners to our new office and strengthening our presence in the region.
Stay tuned for further announcements—the official opening date and branch location will be published soon.
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These calculations are indicative. The exact amount of monthly payments depends on such factors as type of goods, cost, term, collateral and solvency of the client. In addition, please note that Miras FC LLC does not accept requests if an e-mail address in the national domains of unfriendly countries is specified for communication.
The setting of the mail system of Miras FC LLC blocks delivery of electronic correspondence from foreign and Russian organisations having e-mail in any of the domains specified below: @.li, @.us, @.gb, @.uk, @.at, @.be, @.bg, @.hu, @.de, @.dk, @.ie, @.es, @.it, @.cy, @.lv, @.lt, @.lu, @.mt, @.nl, @.pl, @.pt, @.ro, @.sk, @.si, @.fi, @.fr, @.hr, @.cz, @.se, @.ee, @.ua, @.ch
Stages of registration
The client submits an application to Miras FC
After a preliminary consultation with the client and clarification of all the terms related to the financial product, the client fills out an application form and provides information about their employment status, income, and other necessary details.
During further consideration of the application, additional documents may be requested if necessary.
Consideration of the client’s request and the documents provided by him
The client’s solvency and the submitted documents are assessed. Based on the analysis, a decision is made regarding the possibility of concluding a contract with the client.
If the application is rejected, we contact the client and inform them of the result without providing a reason for the refusal.
If the application is approved, the necessary agreements are prepared to conclude the transaction with the client.
Miras FC company buys goods for a client
Upon a positive decision, an “Agreement of Intent” is concluded between the client and LLC «Miras FC», which specifies the company’s obligation to purchase the goods needed by the client and the client’s obligation to buy this product from LLC «Miras FC».
After signing this Agreement, the client makes an initial payment (minimum 30%) as security for their obligation.
At this stage, LLC «Miras FC» purchases the goods required by the client (with the declared specifications), paying the full cost.
Miras FC sells the goods to the client and transfers the ownership to him
Documents (Murabaha Contract) are signed between LLC «Miras FC» and the client, confirming the transfer of ownership rights for the purchased goods to the client. At this stage, a Guarantee Agreement and/or other contracts may be drawn up if additional guarantees are required for the transaction.
Payment of monthly payments by the client
The client makes monthly payments according to the agreed schedule. After all payments are completed, the contract is considered fulfilled and the collateral (encumbrance) on the goods is lifted.
