MIRAS Financial Company LLC (MIRAS FC) is pleased to announce significant improvements to its financing terms starting in 2026, aimed at making Islamic finance more accessible, flexible, and beneficial for both individuals and businesses across the Russian Federation.
MIRAS FC, backed by an investment from Bank Melli Iran (the largest Islamic bank in Iran) continues to strengthen its position as a key player in the development of Islamic finance in Russia, operating strictly in accordance with Sharia principles and Russian legislation.
What’s New in 2026?
To better serve our clients and partners, we are introducing the following important changes:
Lower Final Contract Price
The final price of our financing contracts has been reduced, making our solutions more cost-effective than ever.
Reduced Minimum Initial Payment
Starting in 2026, the minimum initial payment is reduced to just 10%, compared to 30% previously. This change significantly lowers the entry barrier for our qualified clients.
Increased Financing Amounts
We are increasing the maximum financing limit to 90%, compared to 70% in 2025, allowing clients to undertake larger projects and acquire higher-value assets.
Introduction of New Financial Products
In 2026, MIRAS FC will launch new Islamic financial products, expanding our range of solutions tailored to market needs.
Most Competitive Murabaha Pricing
Most importantly, our selling prices for Murabaha-based products are now lower than ever, offering exceptional value while fully complying with Sharia principles.
Flexible Product Selection Based on Client Preferences
Clients may choose their desired product from any supplier. Based on the client’s specifications and preferences, we purchase the selected asset on the client’s behalf and then provides financing under a Murabaha contract, fully compliant with Sharia principles and Russian legislation. This approach gives clients flexibility in selection while ensuring full transparency and proper asset ownership prior to resale.